It is a saving account for groups of people saving towards a common goal, where multiple M-Pesa registered customers can have access, in a controlled manner, to a shared account that allows for:

• Gathering/saving of funds together
• Use of funds to buy/pay for good/bills to the benefit of the entire group

1. Download the Mokhatlo Group Savings Account and fill in.
2. At least 5 committee/group members will be needed on the application form
   1. 2 group leaders
   2. 2 approvers
   3. 1 regular member
3. Submit application form to your nearest Vodashop
4. Immediately your Mokhatlo Group Savings account will be created and Group Leader will be notified by SMS requesting them to confirm group account
5. Group Leader can then start adding members.

1. Easy to Open
   1. All groups can open an account by filling a simple form
   2. Only one authorised person is needed to initiate the application
2. Increased security & transparency
   1. Visibility: All members can view account transactions
      1. Deposits
      2. Withdrawal
      3. Balances
      4. Statements

1. 1. Control: multiple group members will be needed for any approval process
   2. No cash withdrawals without the approval of the assigned approvers
   3. Safe storage of funds

3. Increased convenience
   1. Real time transactions
   2. No transaction limits
   3. Unlimited number of group members can join account
4. No fees with the Mokhatlo Savings account